Important notices to all users of this Website:

Our Terms of Use :

We want you to use and enjoy our Website, but it is important that you take a moment to read the information below.

Bank of Montreal maintains this Website to provide you with information about  managing your personal finances. Each time you use this Website you indicate your acknowledgment and acceptance of the terms and conditions below, which we may revise periodically without notice. If you do not accept these terms and conditions, do not use the Website.

Use of Information

The information contained on this Website and pages within is for informational purposes only and is not intended to provide specific legal, accounting, financial or tax advice for you and should not be relied upon in that regard.


You are responsible for any information you submit to us, through the Website or otherwise.

The site is free, but you are required to share some limited personal information with us when you register.  By providing Bank of Montreal with  personal information in connection with this Website, you agree that Bank of Montreal can use it in accordance with its Privacy Policy and in order to provide you a customized experience and better respond to your needs. Bank of Montreal will not use the personal information you provide us when registering to market products and services to you or sell that information to third-party agencies and will maintain safeguards to protect the security and confidentiality of that information.

Unauthorized use of this Website and our systems including but not limited to unauthorized entry into our systems, misuse of passwords, or misuse of any information on the Website is prohibited.

Although considerable care has been taken in preparing and maintaining the information and materials contained on this Website, they are provided on an "as is" basis, without warranty of any kind either express or implied. In particular, all responsibility or liability for any damages you suffer from using this Website, including by following the advice on this Website or by interacting with it, for example damage caused to computer systems, software or electronic files by computer viruses, "worms", "trojan horses" or other items or forces of an intrusive, disruptive or destructive nature, is disclaimed.

Please note that exchanging messages over the Internet is not secure (i.e. not private). Please do not send confidential personal or financial information to us.  We are not liable if you send confidential information to us over the Internet and that information subsequently becomes public through no fault of ours.

Bank of Montreal is not responsible for continuing to make the Website available either generally or specifically to you. Bank of Montreal may at any time and for any reason take down the Website or deny you access to it. You are responsible for backing up and maintaining any information you want to keep, including any information you may enter into the Website.

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Accuracy and Changes

Facts and information provided by Bank of Montreal, and its subsidiaries and affiliates are believed to be accurate when placed on the Website. Changes may be made at any time to the information at this Website without prior notice.

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Software Backup

While every effort is made to ensure that all software provided at this Website, is suitable for use on a wide variety of computer systems, you should take reasonable and appropriate precautions to scan for computer viruses, and ensure compatibility of the software with your specific computer system. You should also ensure that you have a complete and current backup of the information contained on your computer system prior to installing such software.

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Hyperlinks are Not Endorsements

Links from this Website to other websites, or references to products, services or publications are for your convenience and not an endorsement or approval of such websites, products, services or publications by Bank of Montreal or its subsidiaries and affiliates. By accessing one of those links you acknowledge that the operation and content of those websites, and resources available on them, are beyond Bank of Montreal’s control. BMO will not be responsible or liable under any circumstances for damages resulting from your use of any other third-party website or resources linked to on this Website.

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Marketing Names/Trade Names Used by Bank of Montreal

"BMO Financial Group" and "BMO Bank of Montreal" are marketing names (also referred to as trade names or brand names) used by Bank of Montreal.

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Trademarks Belonging to Bank of Montreal or Other Entities

Certain names, graphics, logos, icons, designs, words, titles or phrases on this Website are trade names, or trade-marks owned by Bank of Montreal or other entities, or licensed to them. Trade-marks may be registered in Canada, the United States, and in other countries as applicable. The Bank's trade-marks and the trade-marks of other entities are, in most cases on this Website, accompanied at an early, prominent use in the Website with an appropriate trade-mark symbol such as ®, TM, or similar indicator to denote the ownership of such trade-marks by Bank of Montreal or other entities.  Any trademarks are the property of their respective owners.

The display of trade-marks on pages at this Website does not imply that a license of any kind has been granted to anyone else. Any unauthorized downloading, re-transmission or other copying or modification of trade-marks and/or the contents herein may be a violation of federal or common law, trade-mark and/or copyright laws and could subject the copier to legal action. 

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© Copyright Bank of Montreal 2013. Unauthorized use of the Bank's logos and/or name, trade names or trade-marks or trade names is prohibited. All information at this site is protected under the copyright laws of Canada and in other countries. In addition, certain information may be copyrighted by others. Unless otherwise specified, no one has permission to copy, redistribute, reproduce or republish in any form, any information, including any images, found at this Website. If you wish to incorporate the Bank name or trade names, or our products names within another site, please contact us for permission.

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